Question 1

How fast can I get funded with a merchant cash advance?

Accepted Answer

Many merchant cash advances receive approval within 4-24 hours, with funds deposited within 1-3 business days after approval.

Question 2

What credit score do I need for business funding?

Accepted Answer

Some MCA funders accept credit scores as low as 500, while traditional lenders typically require 625+.

Question 3

How much can I get with a merchant cash advance?

Accepted Answer

MCA amounts typically range from $5,000 to $500,000 or more, based on your monthly revenue.

Question 4

What is a factor rate?

Accepted Answer

A factor rate is a multiplier (typically 1.1 to 1.5) used to calculate the total repayment amount for MCAs.

Question 5

Do you require collateral for business funding?

Accepted Answer

Most merchant cash advances are unsecured. Equipment financing uses the equipment as collateral.

Question 6

How does the application process work?

Accepted Answer

Our online application takes about 5 minutes. Most applications receive a decision within 4-24 hours.

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