Business Funding, A Clear Starting Point

At least 12 months in business, $25,000 in average monthly revenue over the past three months, an owner credit score of 500 or higher, and a business based in the United States or Canada. Meeting these basics is not an approval; a provider must verify information and assess its product and location requirements.

Funding applications are not open yet. You can use the eligibility check and read our guides. The check does not send an application, reserve funding or trigger contact.

No. It uses only the answers you select in your browser and does not access a credit report. A future funding application may involve separate credit checks disclosed by the provider.

Below 500 is outside these initial requirements. If you are unsure, the check will explain that your score still needs checking. This does not determine eligibility for every financing product in the market.

When intake is available, the receiving funding provider will be identified before submission. It will handle verification, documents, offers and application contact. That contact may include phone, email or text under the provider's disclosed terms. Velica website support is by email.