Flexible Capital You Control
A business line of credit gives you access to a pool of capital you draw from as needed. Pay interest only on what you use. Repay and draw again - it revolves with your business.
Apply for a Line of CreditHow a Business Line of Credit Works
Once approved, you'll have access to a set credit limit. You can draw any amount up to that limit whenever you need it. Unlike a term loan, you don't receive the full amount upfront - you take what you need, when you need it.
You pay interest only on the amount you've drawn, not the full credit limit. As you repay, your available credit is restored, allowing you to draw again without reapplying.
Lines of credit are ideal for managing seasonal fluctuations, covering payroll during slow months, taking advantage of bulk inventory discounts, or handling unexpected expenses without disrupting your cash flow.
Line of Credit vs. Term Loan
Qualification Requirements
- 1+ year in business
- $15,000+ average monthly revenue
- 600+ credit score (preferred)
- Business checking account
- No open bankruptcies
Common Uses
- Covering payroll during slow periods
- Purchasing inventory in bulk
- Bridging gaps between invoices
- Handling emergency repairs or expenses
- Taking on contracts that require upfront costs
Get Access to Capital on Your Terms
Apply for a business line of credit and draw funds whenever your business needs them.
Apply for a Line of Credit