Business Funding Guides

Practical, straight-talk articles on business funding - what it costs, how to qualify, and when it makes sense for your business.

MCA Basics7 min read

What Is a Merchant Cash Advance? (And Is It Right for Your Business?)

MCAs are fast and flexible, but they're not right for every situation. This guide explains how they work, what they cost, and when they make sense.

Lines of Credit5 min read

How to Qualify for a Business Line of Credit

A line of credit is one of the most flexible funding tools available to small businesses. Here's what lenders actually look for.

MCA Basics6 min read

Factor Rate vs. APR: Understanding What Your Funding Really Costs

Factor rates and APR measure cost differently. If you're comparing a merchant cash advance to a bank loan, you need to understand both.

Industry Guides8 min read

Business Funding for Restaurants: What You Need to Know

Restaurants have unique cash flow challenges. Here's a breakdown of the funding products that work best for food service businesses.

Business Credit9 min read

How to Improve Your Business Credit Score

A stronger business credit profile opens the door to better rates and more funding options. Here's how to build it systematically.

Equipment Financing6 min read

Equipment Financing: Lease vs. Loan - Which Is Better?

Both options let you acquire equipment without a large upfront payment, but the tradeoffs are significant. Here's how to choose.

Business Credit7 min read

How to Get Business Funding with Bad Credit

Bad credit doesn't mean no funding options. Here are the programs available to business owners with credit challenges and how to position your application.

Cash Flow5 min read

Working Capital 101: How Much Do You Actually Need?

Most business owners either overborrow or underborrow. Here's a framework for figuring out the right amount of working capital for your situation.

Industry Guides7 min read

MCA for Trucking Companies: What to Expect

Trucking businesses have strong revenue but irregular timing. MCAs and invoice factoring are common tools. Here's how each one works.

New guides published weekly. Industry pages, state-specific guides, and calculators coming soon.

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