Your questions, answered.
What to know before you share your details.
What are the initial requirements?
At least 12 months in business, $25,000 in average monthly revenue over the past three months, an owner credit score of 500 or higher, and a business based in the United States or Canada. Meeting these basics is not an approval; a provider must verify information and assess its product and location requirements.
Can I apply for funding now?
Funding applications are not open yet. You can use the eligibility check and read our guides. The check does not send an application, reserve funding or trigger contact.
Does the eligibility check affect my credit?
No. It uses only the answers you select in your browser and does not access a credit report. A future funding application may involve separate credit checks disclosed by the provider.
What if my credit score is below 500 or I am not sure?
Below 500 is outside these initial requirements. If you are unsure, the check will explain that your score still needs checking. This does not determine eligibility for every financing product in the market.
Who handles an application and contacts me?
When intake is available, the receiving funding provider will be identified before submission. It will handle verification, documents, offers and application contact. That contact may include phone, email or text under the provider's disclosed terms. Velica website support is by email.
Are my answers saved?
The eligibility check keeps answers only in the current page while you use it. It does not send them to Velica, a provider, email, a spreadsheet or analytics. Reloading clears the check. Ordinary website hosting logs and information you separately send to our support mailbox are different; see our Privacy Policy.
How much does the check cost?
The eligibility check is free. Velica may receive compensation from funding providers for qualified inquiries or completed funding once an intake is available. This does not guarantee a particular rate or the best offer in the market. A provider's written agreement specifies the cost of its financing.
Does Your Business Meet the Basics?
12+ months in business. $25,000+ average monthly revenue. Check your initial eligibility.
Check Eligibility