Invoice Factoring · Purchase Order Financing · Inventory Financing

AltLine Review 2026

Funding: $10,000 – $2,000,000|Funds in Same day to 48 hours

AltLine (The Alternate Board) specializes in invoice factoring and supply chain financing. They help businesses improve cash flow by converting unpaid invoices into immediate capital.

What AltLine Offers

AltLine provides the following funding products for small and medium-sized businesses:

  • Invoice Factoring
  • Purchase Order Financing
  • Inventory Financing
  • Amount: $10,000 - $2,000,000
  • Funding Time: Same day to 48 hours

AltLine Requirements

  • Credit Score: 500+ personal credit score
  • Time in Business: At least 6 months
  • Monthly Revenue: $20,000+ minimum

AltLine Pros

  • No personal credit check
  • Fast funding on invoices
  • Non-recourse factoring available
  • Growth-focused funding

AltLine Cons

  • Works with B2B invoices only
  • Requires verifiable receivables
  • Higher costs than traditional loans

Who Should Use AltLine?

  • Businesses with credit scores of 500 or above
  • Companies with at least $20,000 in monthly revenue
  • Businesses operating for 6+ months
  • Those looking for Invoice Factoring or Purchase Order Financing

How to Apply

The application process is straightforward. You can apply directly through AltLine or through Velica Capital to compare multiple offers at once with no impact to your credit score.

Ready to apply for funding with AltLine?

Velica Capital works with AltLine and other top lenders. Apply once to see what you qualify for with no hard credit check.

Quick Facts

Min Credit Score
500
Time in Business
6+ months
Min Revenue
$20,000/mo
Max Funding
$2,000,000
Time to Fund
Same day to 48 hours

Products

  • Invoice Factoring
  • Purchase Order Financing
  • Inventory Financing

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