Line Of Credit · Invoice Factoring
BlueVine Review 2026
Funding: $5,000 – $250,000|Funds in Same day to 3 business days
BlueVine offers business lines of credit and has strong underwriting for established businesses. Also provides invoice factoring for B2B businesses with outstanding invoices.
What BlueVine Offers
BlueVine provides the following funding products for small and medium-sized businesses:
- Line Of Credit
- Invoice Factoring
- Amount: $5,000 - $250,000
- APR Range: 20% - 78%
- Funding Time: Same day to 3 business days
BlueVine Requirements
- Credit Score: 625+ personal credit score
- Time in Business: At least 24 months
- Monthly Revenue: $10,000+ minimum
BlueVine Pros
- Competitive rates for qualified businesses
- Invoice factoring available
- No prepayment penalty
BlueVine Cons
- 2+ years in business preferred
- Harder to qualify than some competitors
- Not available in all states
Who Should Use BlueVine?
- Businesses with credit scores of 625 or above
- Companies with at least $10,000 in monthly revenue
- Businesses operating for 24+ months
- Those looking for Line Of Credit or Invoice Factoring
How to Apply
The application process is straightforward. You can apply directly through BlueVine or through Velica Capital to compare multiple offers at once with no impact to your credit score.
Ready to apply for funding with BlueVine?
Velica Capital works with BlueVine and other top lenders. Apply once to see what you qualify for with no hard credit check.
Quick Facts
Min Credit Score
625
Time in Business
24+ months
Min Revenue
$10,000/mo
Max Funding
$250,000
APR Range
20% - 78%
Time to Fund
Same day to 3 business days
Products
- Line Of Credit
- Invoice Factoring
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