Merchant Cash Advance · Term Loan
CAN Capital Review 2026
Funding: $2,500 – $250,000|Funds in Same day to 2 business days
CAN Capital is one of the oldest players in the alternative business funding space, founded in 1998. Offers MCAs and term loans with a streamlined online application.
What CAN Capital Offers
CAN Capital provides the following funding products for small and medium-sized businesses:
- Merchant Cash Advance
- Term Loan
- Amount: $2,500 - $250,000
- Factor Rates: 1.15 - 1.48
- Funding Time: Same day to 2 business days
CAN Capital Requirements
- Credit Score: 550+ personal credit score
- Time in Business: At least 4 months
- Monthly Revenue: $7,500+ minimum
CAN Capital Pros
- Long operating history
- Low minimum time in business
- Daily or weekly remittance options
CAN Capital Cons
- Lower credit scores accepted but at high cost
- Renewal terms not always favorable
- Limited state availability
Who Should Use CAN Capital?
- Businesses with credit scores of 550 or above
- Companies with at least $7,500 in monthly revenue
- Businesses operating for 4+ months
- Those looking for Merchant Cash Advance or Term Loan
How to Apply
The application process is straightforward. You can apply directly through CAN Capital or through Velica Capital to compare multiple offers at once with no impact to your credit score.
Ready to apply for funding with CAN Capital?
Velica Capital works with CAN Capital and other top lenders. Apply once to see what you qualify for with no hard credit check.
Quick Facts
Min Credit Score
550
Time in Business
4+ months
Min Revenue
$7,500/mo
Max Funding
$250,000
Factor Rate
1.15 - 1.48
Time to Fund
Same day to 2 business days
Products
- Merchant Cash Advance
- Term Loan
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