Line Of Credit

Fundbox Review 2026

Funding: $1,000 – $150,000|Funds in Next business day

Fundbox is known for its accessible underwriting and low barriers to entry. Uses accounting software and bank data to make fast decisions. Good for newer businesses.

What Fundbox Offers

Fundbox provides the following funding products for small and medium-sized businesses:

  • Line Of Credit
  • Amount: $1,000 - $150,000
  • APR Range: 10.1% - 79.8%
  • Funding Time: Next business day

Fundbox Requirements

  • Credit Score: 600+ personal credit score
  • Time in Business: At least 6 months
  • Monthly Revenue: $2,500+ minimum

Fundbox Pros

  • Low time in business requirement
  • Low monthly revenue minimum
  • Next-day funding

Fundbox Cons

  • Lower max credit limit
  • Weekly repayments
  • Lower limits for newer businesses

Who Should Use Fundbox?

  • Businesses with credit scores of 600 or above
  • Companies with at least $2,500 in monthly revenue
  • Businesses operating for 6+ months
  • Those looking for Line Of Credit

How to Apply

The application process is straightforward. You can apply directly through Fundbox or through Velica Capital to compare multiple offers at once with no impact to your credit score.

Ready to apply for funding with Fundbox?

Velica Capital works with Fundbox and other top lenders. Apply once to see what you qualify for with no hard credit check.

Quick Facts

Min Credit Score
600
Time in Business
6+ months
Min Revenue
$2,500/mo
Max Funding
$150,000
APR Range
10.1% - 79.8%
Time to Fund
Next business day

Products

  • Line Of Credit

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