Merchant Cash Advance · Term Loan · Line Of Credit · Equipment Financing · Sba Loans
Fundera Review 2026
Funding: $5,000 – $500,000|Funds in 24 hours to 5 business days
Fundera is a business lending marketplace that partners with reputable lenders to offer a variety of funding products. Known for transparent pricing and dedicated customer support.
What Fundera Offers
Fundera provides the following funding products for small and medium-sized businesses:
- Merchant Cash Advance
- Term Loan
- Line Of Credit
- Equipment Financing
- Sba Loans
- Amount: $5,000 - $500,000
- Factor Rates: 1.12 - 1.48
- APR Range: 9% - 99%
- Funding Time: 24 hours to 5 business days
Fundera Requirements
- Credit Score: 580+ personal credit score
- Time in Business: At least 6 months
- Monthly Revenue: $7,500+ minimum
Fundera Pros
- Multiple lender options
- Dedicated funding advisor
- Transparent terms
- Soft pull to check rates
Fundera Cons
- Not a direct funder
- May require additional documentation
- Not available in all states
Who Should Use Fundera?
- Businesses with credit scores of 580 or above
- Companies with at least $7,500 in monthly revenue
- Businesses operating for 6+ months
- Those looking for Merchant Cash Advance or Term Loan
How to Apply
The application process is straightforward. You can apply directly through Fundera or through Velica Capital to compare multiple offers at once with no impact to your credit score.
Ready to apply for funding with Fundera?
Velica Capital works with Fundera and other top lenders. Apply once to see what you qualify for with no hard credit check.
Quick Facts
Min Credit Score
580
Time in Business
6+ months
Min Revenue
$7,500/mo
Max Funding
$500,000
Factor Rate
1.12 - 1.48
APR Range
9% - 99%
Time to Fund
24 hours to 5 business days
Products
- Merchant Cash Advance
- Term Loan
- Line Of Credit
- Equipment Financing
- Sba Loans
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