Lender Reviews

OnDeck is one of the largest online small business lenders in the US, offering term loans and lines of credit. Known for a fast, fully online application process and same-day approval decisions.

Kabbage, now part of American Express, offers revolving lines of credit to small businesses. One of the more accessible options with lower revenue requirements.

BlueVine offers business lines of credit and has strong underwriting for established businesses. Also provides invoice factoring for B2B businesses with outstanding invoices.

Fundbox is known for its accessible underwriting and low barriers to entry. Uses accounting software and bank data to make fast decisions. Good for newer businesses.

National Funding is a flexible funder with high approval rates and a diverse product suite. Known for working with industries that traditional lenders decline, including restaurants and trucking.

CAN Capital is one of the oldest players in the alternative business funding space, founded in 1998. Offers MCAs and term loans with a streamlined online application.

Rapid Finance offers one of the widest product ranges in the alternative lending space, including SBA loan assistance. Strong option for businesses that want one-stop funding access.

Credibly is known for being accessible to lower-credit businesses while offering competitive factor rates compared to other sub-prime funders. Popular in the restaurant and retail verticals.

Fora Financial specializes in high-volume MCA deals and is a strong option for businesses needing over $250K. One of the few funders willing to work on $500K+ advances.

Shield Funding markets heavily to businesses with challenged credit. Offers working capital, equipment loans, and MCAs. Known for working with startups and very new businesses.

United Capital Source is a direct funder offering MCAs and business lines of credit. Known for flexible underwriting and quick funding decisions. Works with a wide range of industries including retail, restaurants, and service businesses.

Lendio is a leading online marketplace that matches small businesses with over 75 lenders. They offer one application to access multiple funding options including MCAs, term loans, lines of credit, and SBA loans.

Fundera is a business lending marketplace that partners with reputable lenders to offer a variety of funding products. Known for transparent pricing and dedicated customer support.

eCapital is a national funding platform specializing in MCAs and invoice factoring. They offer flexible underwriting and have funded over $3 billion to small businesses across various industries.

AltLine (The Alternate Board) specializes in invoice factoring and supply chain financing. They help businesses improve cash flow by converting unpaid invoices into immediate capital.