Funding by Industry
Every industry has unique funding needs. We understand your business and match you with the right funders.
Restaurants and Food Service
From fast casual to full-service dining, restaurants are one of the most active segments in alternative business funding. High card volume, seasonal swings, and tight margins make MCAs and lines of credit common tools.
Retail Stores
Brick-and-mortar and e-commerce retailers rely on working capital to manage inventory cycles, capitalize on supplier deals, and fund marketing pushes ahead of peak seasons.
Auto Repair and Dealerships
Auto shops and dealers deal with high-ticket inventory, expensive equipment, and varying cash flow tied to vehicle sales cycles. Equipment financing and MCAs are common funding tools.
General Contractors and Construction
Construction businesses win large contracts but often wait 30 to 90 days for payment. Working capital funding bridges the gap between job costs and client payments.
Medical and Dental Practices
Healthcare practices face high equipment costs, insurance reimbursement delays, and ongoing operational expenses. Equipment financing and lines of credit are the most common funding products.
Trucking and Transportation
Owner-operators and small fleet owners need capital for truck purchases, repairs, fuel, and compliance costs. MCAs, equipment financing, and invoice factoring are widely used in this sector.
Salons, Spas, and Beauty
Salons and spas generate consistent card revenue and are popular candidates for MCAs. Common uses include equipment upgrades, new location buildouts, and marketing.
E-commerce Businesses
Online sellers need capital to scale inventory, run paid ads, and handle fulfillment. Revenue-based financing and MCAs align well with the cyclical nature of e-commerce cash flow.
Wholesale and Distribution
Distributors move large volumes of product but often carry significant receivables. Invoice factoring and lines of credit help bridge the cash flow gap between delivery and payment.
Manufacturing
Manufacturers need capital for equipment, raw materials, and labor - often before they receive payment. Equipment financing and term loans are the most common funding options.
Professional Services
Law firms, accounting practices, consulting agencies, and other professional service firms use working capital funding to handle growth, hiring, and technology investments.
Gyms and Fitness Centers
Fitness businesses have high equipment costs and membership-driven revenue. MCAs and equipment financing are commonly used for expansions and equipment upgrades.
Childcare and Education
Daycare centers, tutoring companies, and private schools need working capital for facilities, staff, and curriculum resources. Term loans and lines of credit are common tools.
Cleaning and Janitorial Services
Commercial and residential cleaning companies need capital to hire staff, purchase equipment, and take on large contracts. MCAs and lines of credit work well due to consistent revenue.
Landscaping
Landscaping businesses are highly seasonal and capital-intensive. Equipment financing and MCAs are used to prepare for busy seasons and expand capacity.
Plumbing, HVAC, and Electrical
Trade contractors are in constant demand and often limited by their equipment and staffing capacity. Equipment financing and working capital loans help them scale to meet demand.
Pharmacy
Independent pharmacies face thin margins, insurance reimbursement delays, and high inventory costs. Lines of credit and working capital advances are common tools.
Grocery and Convenience Stores
High card volume makes grocery and convenience stores natural candidates for MCAs. Common uses include inventory, equipment, and store renovation.
Transportation and Logistics
Beyond trucking, logistics companies including freight brokers, warehousing firms, and last-mile delivery companies use working capital to fund operations and growth.
Hospitality and Hotels
Hotels, motels, and short-term rental operators use working capital funding for renovations, technology upgrades, and managing cash flow between occupancy cycles.
Not sure which industry fits your business?
Our matching system works with 20+ industries. Apply once and we will find the best funders for your specific situation.
Get Funded