Pharmacy Funding

Independent pharmacies face thin margins, insurance reimbursement delays, and high inventory costs. Lines of credit and working capital advances are common tools.

Best Funding Options for Pharmacy

Business Line of Credit

  • Revolving credit
  • Pay interest only
  • Funds when needed

Term Loan

  • Fixed monthly payments
  • Predictable terms
  • Up to $1M

Common Funding Needs for Pharmacy

Drug inventory
Dispensing equipment
Point of sale systems
Staff costs
Reimbursement gaps

Average advance size for Pharmacy: $110,000

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